Merchants additionally threat fraudulent purchases if customers are utilizing stolen credit cards or fraudulent repudiation of the online buy. However, merchants face much less danger from bodily theft through the use of a warehouse as a substitute of a retail storefront. Secure Sockets Layer encryption has usually solved the problem of credit card numbers being intercepted in transit between the buyer and the merchant. However, one must still belief the service provider to not use the bank card info subsequently for their very own purchases, and not to move the data to others. Also, hackers might break into a merchant’s website online and steal names, addresses and bank card numbers, though the Payment Card Industry Data Security Standard is meant to minimize the impact of such breaches.

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